• 90. Why should an investors take the professional's advice ?

    Financial needs analysis is the cornerstone of one's financial plan . Unless one has established his needs and goals, one's plan will be flawed . The first step towards getting one's finances in order and being able to meet financial goals is a properly constructed financial plan. This does not mean sitting down and drawing up a wish list . It means properly analyzing the current financial position , financial needs and wants and how one can plan to acheive his financial goals .An investor's investments depends on life cycle.The question is, does one need professional help in order to design and stick to an effective financial plan? To Some extent , this depends on ones unique situation , but most will find that they are better off seeking the information , expertise , experience and discipline provided by a financial advisor. Some investors find that don't have the time energy or talent to research and identify stocks for their portfolio, much less manage their money effectively . As on today , investment is not only investing in stocks but  other instruments like insurance , real estate , bullions etc.Therefore , one needs to take professional advice for the overall investments which is possible with financial advisors , and not by anyone else.

    Ans: Investor's are better off seeking the information expertise , experience , and discipline provided by a financial advisors . Some investors find that they don't have the time , energy or talent to research and identify stocks for their portfolio , much less manage their money effectively.